Sunday, October 31, 2010

Personal loans tips


Tips for Personal Loans:   A Personal Loan is an all purpose loan. It is absolutely hassle free and you can do virtually anything under the sky with the money, as long as you pay off the installments in time. It is an unsecured loan without guarantors, securities, hypothecation or any mortgages. Your income i.e., salary if salaried and IT Returns if self-employed along with other factors such as repayment track record and bank statement amongst others are considered by the banks during loan sanction. Personal loans are available from Rs.50000/-to Rs.20, 00,000/-for tenure of 1 year to 5 years depending on income and repaying capacity. The rule of thumb being longer the tenure higher the loan amount and lower the EMI per month.
But are you getting the Personal loan at the competent rates or the burden of personal loan interest rates is about to make a hole in your pocket. Have you checked out the best deals in the market?? To solve these queries here comes your guide Moneyduniya.com

No comments:

Post a Comment